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Kent Motors

Quality Used Cars Durban

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Financing

VEHICLE FINANCING – APPLY FOR FINANCE ONLINE

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Contact Form

By clicking on the SUBMIT button, I hereby consent to Kent Motors (hereafter referred to as ‘the Company) and its employees collecting and processing the Personal Information that I have provided for the purpose of enquiring about vehicles or services by the Company. I also consent to the Company retaining the Personal Information provided, in any form, for as long as the Company deems desirable, for the purpose of contacting me regarding future promotions that the Company may run. I am aware that I am able to opt out of any further communications at any time.

Private Deal Finance Form

Application Form

IF THE ABOVE APPLIES TO YOU, PLEASE CALL US AT YOU SOONEST CONVENIENCE. OR COMPLETE THE APPLICATION FORM BELOW.

Goods Description

Vatable Extras Vat incl

Personal Details

Employers Details
Employers Details
Banking Details - Applicant
Language Preferences
YOUR INCOME DETAILS - APPLICANT (PER MONTH)
YOUR EXPENSES - APPLICANT (PER MONTH)
DISPOSABLE INCOME
Are You Currently Liable As
I confirm that:
  1. I am not a minor.
  2. I have never been declared mentally unfit by a court.
  3. I am not subject to an administrator order.
  4. I do not have any current application pending for debt restructuring or alleviation.
  5. I do not have any current debt re-arrangement in existence.
  6. I have not previously applied for a debt re-arrangement.
  7. I am not under sequestration.
  8. I do not have applications pending for credit, or open quotations as envisaged in Section 92 of the National Credit Act.
  9. The information provided by me in this application is true and correct.
Declaration by client: I hereby grant the Credit Provider the right:
  1. To increase my Credit Limit once every year to accommodate any Value Added Products needed.
  2. To authorise the Credit Provider to make enquiries about my credit record with any credit agency.
  3. To obtain whatever information on me they might require to process this application.
  4. I do not have any current application pending for debt restructuring or alleviation.
I understand that I will be liable for a monthly service fee. I also authorise the Credit Provider to share my payment behaviour with any credit agency and the National Loans Register.

By clicking on the SUBMIT button, I hereby consent to Kent Motors (hereafter referred to as ‘the Company) and its employees collecting and processing the Personal Information that I have provided for the purpose of enquiring about vehicles or services by the Company. I also consent to the Company retaining the Personal Information provided, in any form, for as long as the Company deems desirable, for the purpose of contacting me regarding future promotions that the Company may run. I am aware that I am able to opt out of any further communications at any time.

Getting vehicle finance can be complicated, time consuming and confusing, especially if you are a first time buyer, or buying privately. Kent Motors makes the process easy and offers several products that can be shaped to fit your needs.

Use our helpful pre-qualification tool to find out how much you qualify for.

HOW TO APPLY FOR VEHICLE FINANCE?

If you have never applied for vehicle finance before then don’t worry, our friendly and professional team can help walk you through the process. You will need to make sure you have the following information to hand:

  • ID or Passport Number
  • Current Address (postal & residential)
  • Spouses details
  • Employment information
  • A person for reference who is not living with you
  • Bank details
  • Vehicle details

Once we have all this information then we will require the following documents:

  • The invoice and OTP of the vehicle you want to buy
  • Drivers Licence & copy
  • Details of your comprehensive insurance
  • Proof of salary
  • Utility bill less than three months old
  • ID document & copy

1. The vehicle will need to have been cleared by an authorised centre that it is road-worthy
2. We will need categorical proof that the vehicle is registered in the sellers name (e.g. settlement/paid up letter from financial institution or copy of invoice and bank statements with payments as well as vehicle registration documents)

Vehicle Finance Form

Application Form

IF THE ABOVE APPLIES TO YOU, PLEASE CALL US AT YOU SOONEST CONVENIENCE. OR COMPLETE THE APPLICATION FORM BELOW.

Goods Description

Vatable Extras Vat incl

Personal Details

Employers Details
Employers Details
Banking Details - Applicant
Language Preferences
YOUR INCOME DETAILS - APPLICANT (PER MONTH)
YOUR EXPENSES - APPLICANT (PER MONTH)
DISPOSABLE INCOME
Are You Currently Liable As
I confirm that:
  1. I am not a minor.
  2. I have never been declared mentally unfit by a court.
  3. I am not subject to an administrator order.
  4. I do not have any current application pending for debt restructuring or alleviation.
  5. I do not have any current debt re-arrangement in existence.
  6. I have not previously applied for a debt re-arrangement.
  7. I am not under sequestration.
  8. I do not have applications pending for credit, or open quotations as envisaged in Section 92 of the National Credit Act.
  9. The information provided by me in this application is true and correct.
Declaration by client: I hereby grant the Credit Provider the right:
  1. To increase my Credit Limit once every year to accommodate any Value Added Products needed.
  2. To authorise the Credit Provider to make enquiries about my credit record with any credit agency.
  3. To obtain whatever information on me they might require to process this application.
  4. I do not have any current application pending for debt restructuring or alleviation.
I understand that I will be liable for a monthly service fee. I also authorise the Credit Provider to share my payment behaviour with any credit agency and the National Loans Register.

By clicking on the SUBMIT button, I hereby consent to Kent Motors (hereafter referred to as ‘the Company) and its employees collecting and processing the Personal Information that I have provided for the purpose of enquiring about vehicles or services by the Company. I also consent to the Company retaining the Personal Information provided, in any form, for as long as the Company deems desirable, for the purpose of contacting me regarding future promotions that the Company may run. I am aware that I am able to opt out of any further communications at any time.

MINIMUM VEHICLE FINANCE REQUIREMENTS

When you buy a vehicle on finance the general minimum requirements are that you have a salary of R7500p/m and a good credit record. However, if you have saved up a large deposit and only need a small amount of finance, exceptions can be made. Kent Motors applies for vehicle finance with all of the major finance houses.

PRIVATE DEAL FINANCE

If you are buying a vehicle privately and need to arrange finance then we can help through our private-to-private finance offering – Private Deal Finance.

Automatic Disqualifiers for Finance:

  • If you are under debt review
  • If you are listed on ITC
  • If your monthly income is less than R7,500 p/m

As you know buying a used vehicle doesn’t always happen at a dealership. There are many different ways to find the car that you really want. From online to the local newspaper. But you can’t always buy the vehicle outright all the time, that’s where we come in. We can offer you financing through our accredited bank. Many consumers don’t consider this option when shopping for a vehicle, so don’t miss this opportunity to get a good deal, low rates, and a monthly payment that fits your budget. Just because you’re purchasing privately doesn’t mean you can’t get the best deal on your financing.

Whether you’re buying a used car from someone you know or a complete stranger, do it wisely through us here at Kent Motors.

With Kent Motors handling the finance application both the buyer and seller are protected, making it a safe, simple process. We finance private sales between individuals, companies and trusts, and from deceased estates. We also offer a range of insurance options.

To apply for this finance there are some additional requirements:

  • The vehicle will need to have been cleared by an authorised centre that it is road-worthy
  • We will need categorical proof that the vehicle is registered in the sellers name (e.g. settlement/paid up letter from financial institution or copy of invoice and bank statements with payments as well as vehicle registration documents)

Other Services we offer:

  • Licence and Registration of vehicle and supply and fitment of new number plates if applicable.
  • We ensure vehicle undergoes AA COR as this is a non negotiable requirement for the transaction.
  • We also verify through the licensing department that the vehicle has not been registered in the name of any insurance companies which implies the vehicle would be an insurance write off.
  • We offer peace of mind ensuring that the buyer, seller and the banks interests are all protected.

Private Deal Finance Form

Application Form

IF THE ABOVE APPLIES TO YOU, PLEASE CALL US AT YOU SOONEST CONVENIENCE. OR COMPLETE THE APPLICATION FORM BELOW.

Goods Description

Vatable Extras Vat incl

Personal Details

Employers Details
Employers Details
Banking Details - Applicant
Language Preferences
YOUR INCOME DETAILS - APPLICANT (PER MONTH)
YOUR EXPENSES - APPLICANT (PER MONTH)
DISPOSABLE INCOME
Are You Currently Liable As
I confirm that:
  1. I am not a minor.
  2. I have never been declared mentally unfit by a court.
  3. I am not subject to an administrator order.
  4. I do not have any current application pending for debt restructuring or alleviation.
  5. I do not have any current debt re-arrangement in existence.
  6. I have not previously applied for a debt re-arrangement.
  7. I am not under sequestration.
  8. I do not have applications pending for credit, or open quotations as envisaged in Section 92 of the National Credit Act.
  9. The information provided by me in this application is true and correct.
Declaration by client: I hereby grant the Credit Provider the right:
  1. To increase my Credit Limit once every year to accommodate any Value Added Products needed.
  2. To authorise the Credit Provider to make enquiries about my credit record with any credit agency.
  3. To obtain whatever information on me they might require to process this application.
  4. I do not have any current application pending for debt restructuring or alleviation.
I understand that I will be liable for a monthly service fee. I also authorise the Credit Provider to share my payment behaviour with any credit agency and the National Loans Register.

By clicking on the SUBMIT button, I hereby consent to Kent Motors (hereafter referred to as ‘the Company) and its employees collecting and processing the Personal Information that I have provided for the purpose of enquiring about vehicles or services by the Company. I also consent to the Company retaining the Personal Information provided, in any form, for as long as the Company deems desirable, for the purpose of contacting me regarding future promotions that the Company may run. I am aware that I am able to opt out of any further communications at any time.

REFINANCE YOUR VEHICLE LOAN TO IMPROVE YOUR CASH FLOW!

How does vehicle refinancing work? Through our professional dealership finance team, we will help you to reduce your monthly vehicle instalments by restructuring your current vehicle loan.

A new loan on a smaller amount or at a lower interest rate is secured so that your monthly payments are decreased. The saving will improve your cashflow and can be used elsewhere in your personal finances.

Kent Motors applies for vehicle finance with all of the major finance houses.

Re-financing Form

Application Form

IF THE ABOVE APPLIES TO YOU, PLEASE CALL US AT YOU SOONEST CONVENIENCE. OR COMPLETE THE APPLICATION FORM BELOW.

Goods Description

Vatable Extras Vat incl

Personal Details

Employers Details
Employers Details
Banking Details - Applicant
Language Preferences
YOUR INCOME DETAILS - APPLICANT (PER MONTH)
YOUR EXPENSES - APPLICANT (PER MONTH)
DISPOSABLE INCOME
Are You Currently Liable As
I confirm that:
  1. I am not a minor.
  2. I have never been declared mentally unfit by a court.
  3. I am not subject to an administrator order.
  4. I do not have any current application pending for debt restructuring or alleviation.
  5. I do not have any current debt re-arrangement in existence.
  6. I have not previously applied for a debt re-arrangement.
  7. I am not under sequestration.
  8. I do not have applications pending for credit, or open quotations as envisaged in Section 92 of the National Credit Act.
  9. The information provided by me in this application is true and correct.
Declaration by client: I hereby grant the Credit Provider the right:
  1. To increase my Credit Limit once every year to accommodate any Value Added Products needed.
  2. To authorise the Credit Provider to make enquiries about my credit record with any credit agency.
  3. To obtain whatever information on me they might require to process this application.
  4. I do not have any current application pending for debt restructuring or alleviation.
I understand that I will be liable for a monthly service fee. I also authorise the Credit Provider to share my payment behaviour with any credit agency and the National Loans Register.

By clicking on the SUBMIT button, I hereby consent to Kent Motors (hereafter referred to as ‘the Company) and its employees collecting and processing the Personal Information that I have provided for the purpose of enquiring about vehicles or services by the Company. I also consent to the Company retaining the Personal Information provided, in any form, for as long as the Company deems desirable, for the purpose of contacting me regarding future promotions that the Company may run. I am aware that I am able to opt out of any further communications at any time.

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